Almost Two-Thirds Of America’s Student Loan Debt Holders Are Women


By Victor Trammell

A recent report published by the American Association of University Women (AAUW) revealed the findings of this organization’s study about the $1.3 trillion dollars worth of total current student loan debt in the nation.

Dr. Kevin Miller, a senior researcher at the AAUW led the team that conducted the study, which depended on information extracted from the U.S. Department of Education’s database.

After thoroughly analyzing the U.S. government’s data, Dr. Miller and his colleagues discovered that 64 percent of the $1.3 trillion dollars of national student loan debt is owed by women. The total debt figure is stretched out among 44 million borrowers, according to the study.

“It’s important to understand all of the challenges facing women in the United States, and in terms of their economic well-being, student debt is a big one,” Dr. Miller is quoted as saying in a late May 2017 article from the Washington Post.

The AAUW’s report also showed that after an academic year in recent history, black women graduated with more student loan debt than their white, Hispanic, and Asian female counterparts. “The typical black woman who graduated with a bachelor’s degree in 2011-12 did so with about $29,000 in student loans,” the AAUW’s report reads.

“When considering either overall averages or the extremes, it is clear that black women constitute the group that takes on the greatest average amount of student loan debt,” the AAUW study’s authors also wrote.

In addition to educating readers about America’s student loan debt problem among women, the AAUW study report also offered solutions to the education funding-based adversities facing the nation’s adult female population.

“There are clear steps that policymakers can take to support students and reduce or eliminate the need for debt to finance college,” reads an excerpt from the AAUW report’s conclusion.

“Policy efforts to enable students to finish college free of debt have real potential to benefit women, but to exert any significant impact those policies must take into consideration the total cost of college and seek to encourage state investment in higher education,” the conclusion also reads.

You can read the full AAUW report by visiting the link to the first research source for this article listed below.

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